About Us

Discover a better way to manage your money.

Member Top Picks
Popular Products and Services

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Access your credit card statements and rewards.
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Book an appointment to chat with us in person.
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See your credit score in online banking for free.
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Experience stress-free car buying with AutoSMART.

Serving Our Community Proudly

We're excited to announce our newest branch location at 1640 W. Thomas Road in Phoenix. Our Encanto Branch allows you to open accounts, apply for loans and mortgages, and to speak with our knowledgeable experts!
  1. Address: 1640 W. Thomas Road Phoenix, AZ 85015
  2. Hours: Mon. - Thurs. 9 AM to 5 PM and Fri. 9 AM to 6 PM
  3. Open a membership or deposit accounts.
  4. All loan services available including mortgages.
Encanto Branch Lobby Welcome Desk
Our branches are cleaned according to state guidelines.
Our branches are cleaned according to state guidelines.
Schedule an appointment to meet with a member of the Encanto team.
Encanto Branch Values
Homebuying specialists are available to meet.
Homebuying specialists are available to meet.
Schedule an appointment to meet with a homebuying specialist who can help with your home purchase or refinance.
Encanto Branch Member Service Rep Office
All loan and deposit products available.
All loan and deposit products available.
Encanto Branch is a full-service branch with all of our loan and deposit options available.
Encanto Branch Night Deposit
Use our envelope-free ATM for convenient deposits.
Use our envelope-free ATM for convenient deposits.
These additional member perks are meant to make doing business with us even easier!

Car buying is trending.
Get the info you need here.

Mother and Son on Motorcycle
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Refinance and save money.
Ask if you can lower your rate by refinancing to Copper State Credit Union to save money.
Is Now A Good Time To Buy A Car? Gain The Advantage With 7 Timely Stats + AdviceIs Now A Good Time To Buy A Car? Gain The Advantage With 7 Timely Stats + Advice
An unprecedented auto market begs the question "Is now a good time to buy a car?" We can't predict the future, but we can share the facts we know plus some advice if you do go car shopping this year.
Boost Your Chances of Getting A Competitive Car Loan In 3 Simple StepsBoost Your Chances of Getting A Competitive Car Loan In 3 Simple Steps
Are you ready to buy a car? Whether you’re thinking about getting a sports car for yourself or a van for the family, you’ll probably need to get a loan to pay for some of the cost.
How to Get the Best Deal on a Car: A Novice Negotiator’s Ultimate GuideHow to Get the Best Deal on a Car: A Novice Negotiator’s Ultimate Guide
A comprehensive guide to getting the best deal you possibly can on a car, whether new or used. Learn the best and worst times to buy a car, financing guidelines, how to negotiate a car price and more!
Committed to empowering you.

Financial strength leads to financial prosperity.

We're 100% committed to empowering our member-families so they can achieve financial prosperity. We know that not all families look the same and not everyone has the same idea of what financial success looks like. That's why we're here to provide the resources you and your family need to achieve what financial well-being means to you.
Committed to empowering you
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Considering a new loan?

Use this calculator to see what your loan payment could be at different rates and terms. When you find a payment that works for you, email it to yourself for future reference.

This calculator is free to use and here all the time. Come back any time you'd like to see what a loan payment amount could be.

Your actual term and payment will be provided upon acceptance of a Copper State Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Mobile Banking Account Summary

There's an app for that. It's right here.

  1. Manage your money from anywhere, anytime.

    Your Copper State CU accounts will be in the palm of your hand wherever you go for whenever you need to handle a banking task.

  2. Transfer money and pay bills.

    No need to pull out the checkbook at the dining room table anymore! Pay your bills on-the-go and get back to the things that matter most.

  3. Deposit checks day or night.

    Use remote deposit capture to take a picture of a check and deposit it into your account 24/7/365. It's fast, easy, and free.

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