About Us

Discover a better way to manage your money.

  1. We value family.

    Family is at the core of our values. Empowering your family's financial prosperity is our mission.

  2. You are empowered.

    As a member, you'll be empowered with financial education and tools to help you reach your goals.

  3. Find financial prosperity.

    We will help you achieve your family's unique definition of what financial well-being is to you.

Homebuying is trending.
Get the info you need here.

Visit Mortgage Page
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Refinance and save money.
Ask if you can lower your rate by refinancing to Copper State Credit Union to save money.
Free expert tips to successfully navigate the home-buying process with ease.Free expert tips to successfully navigate the home-buying process with ease.
We've compiled all the important information you'll need to successfully navigate the home-buying process, including the top mistakes to avoid.
Claim Your Free Copy
Check out the best neighborhoods in the Phoenix area to buy a home in.Check out the best neighborhoods in the Phoenix area to buy a home in.
There’s a colorful variety of communities and homes in the Phoenix area. Here are some of the top ten that may match your style, preferred location, and price range.
See The List
There are a lot of misconceptions about buying a house. Be sure you know the facts.There are a lot of misconceptions about buying a house. Be sure you know the facts.
There's plenty of advice out there when it comes to buying a home but not all of it is backed by facts. Read these popular misconceptions before you buy a home.
Get The Facts

Member Top Picks
Popular Products and Services

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Access your credit card statements and rewards.
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Book an appointment to chat with us in person.
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See your credit score in online banking for free.
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Experience stress-free car buying with AutoSMART.
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Encanto Branch now open.

We're excited to announce our newest branch location at 1640 W. Thomas Road in Phoenix. Our Encanto Branch allows you to open accounts, apply for loans and mortgages, and to speak with our knowledgeable experts!
  1. Address: 1640 W. Thomas Road Phenix, AZ 85015
  2. Hours: Mon. - Thurs. 9 AM to 5 PM and Fri. 9 AM to 6 PM
  3. Open a membership or deposit accounts.
  4. All loan services available including mortgages.
Encanto Branch Lobby Welcome Desk
Our branches are cleaned according to state guidelines.
Our branches are cleaned according to state guidelines.
Schedule an appointment to meet with a member of the Encanto team.
Book an Appointment
Encanto Branch Values
Homebuying specialists are available to meet.
Homebuying specialists are available to meet.
Schedule an appointment to meet with a homebuying specialist who can help with your home purchase or refinance.
Schedule an Appointment
Encanto Branch Member Service Rep Office
All loan and deposit products available.
All loan and deposit products available.
Encanto Branch is a full-service branch with all of our loan and deposit options available.
Schedule an Appointment
Encanto Branch Night Deposit
Use our free coin counter and convenient after-hours night depository.
Use our free coin counter and convenient after-hours night depository.
These additional member perks are meant to make doing business with us even easier!
Committed to empowering you.

Financial strength leads to financial prosperity.

We're 100% committed to empowering our member-families so they can achieve financial prosperity. We know that not all families look the same and not everyone has the same idea of what financial success looks like. That's why we're here to provide the resources you and your family need to achieve what financial well-being means to you.
Committed to empowering you
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Considering a new loan?

Use this calculator to see what your loan payment could be at different rates and terms. When you find a payment that works for you, email it to yourself for future reference.

This calculator is free to use and here all the time. Come back any time you'd like to see what a loan payment amount could be.

Your actual term and payment will be provided upon acceptance of a Copper State Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Email me results
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Mobile Banking Account Summary

There's an app for that. It's right here.

  1. Manage your money from anywhere, anytime.

    Your Copper State CU accounts will be in the palm of your hand wherever you go for whenever you need to handle a banking task.

  2. Transfer money and pay bills.

    No need to pull out the checkbook at the dining room table anymore! Pay your bills on-the-go and get back to the things that matter most.

  3. Deposit checks day or night.

    Use remote deposit capture to take a picture of a check and deposit it into your account 24/7/365. It's fast, easy, and free.

Empower Your
Money

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Budgeting Template – Free Excel Spreadsheet Download

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Use this calculator to see how much money you will save with compound interest.

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See how much you will save (or lose) monthly or annually based on your monthly and annual expenses.

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 Estimate how much money you will save via compound interest in a Money Market Account.

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The 50/30/20 rule is for a person who desires one simple budgeting formula!

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Estimate your retirement funds by projecting income level, monthly savings, age and life expectancy, and percent rate of return on savings.

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Estimate what interest rate you will need to double an investment by the number of years you select, using a natural logarithm called the Rule of 72.

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Use this calculator to generate an emergency fund savings goal based on your income. 

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Upcoming Webinars

View all upcoming money management webinars and save your seat!

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