At Copper State Credit Union, we understand that life has a way of throwing you financial curveballs. No matter how responsible you are about saving and spending, circumstances can sometimes cause you to come up short. You may have an unexpected car or home repair, two or more big bills may come due at the same time, or you may be waiting on income that has been unavoidably delayed. This is why we offer financial options such as a personal line of credit, which allows you to borrow money similar to a personal loan but with much more flexibility.
Money at Your Fingertips
On the surface, a line of credit is similar to a personal loan. However, unlike a personal loan, a line of credit is an open-end or revolving account, meaning you can keep borrowing money and pay it back without having to reapply, when paid in full. The application process is quick, which gives you access to the money you need faster.
A line of credit gives you borrowing options that you don't get from other lending products. When you obtain a personal line of credit through Copper State Credit Union, you can choose how much you would like to borrow, between $300 and $10,000. We provide you easy access to your line of credit through our online banking and our mobile app or by stopping in a branch to make a withdrawal. In addition, you can use the money for whatever you see fit – there are no restrictions on how you have to spend it. Use it for the following and more:
- Car repairs
- Medical bills
- Home remodel
- Debt consolidation
You also get unparalleled flexibility with a personal line of credit. When you access your line of credit, you get to borrow as much as you need at any given time. You can keep borrowing money and pay it back each month, paying interest only on the amount that you borrow. You can contact our team to learn more, or apply online and see how a personal line of credit can help.
All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Membership is required.