Our core values.
First and foremost, we value family. Our Copper State Credit Union family of employees, the member-families we serve and the families in our communities.
We value empowerment. We strive to empower our members with financial education, knowledge and tools to help them reach their goals. We also strive to empower our employees, giving them the tools they need to reach their career and personal growth goals.
We value discovery. We embrace a culture of curiosity and innovation. We encourage our members along with our employees to be courageous and forthcoming with new ideas.
We value excitement. We aspire to make finances a positive and exciting experience for our member-families as well as our employees so everyone has a shared excitement to be part of our credit union.
Strengthening Arizona families through financial empowerment.
Member-owned and managed.
This could be you!
Board of Directors
Board of Directors
Growth, Opportunity, and Change
Our history of growth and evolution.
POLICY, PRACTICE AND PROTECTION
Online Disclosures and Identity Info
Important Account Disclosures
For your convenience, Copper State Credit Union provides a variety of disclosures online. Use the links below to view and print the disclosure information of interest to you. Disclosures are available at any branch or feel free to contact us at 623.580.6000 or 800.224.3330.
- Business Rate and Fee Disclosure
- Consumer Rate and Fee Disclosure
- Credit Card Agreement
- Copper State Terms and Conditions for eTransfer
- Equal Housing Opportunity
- Fair Credit Reporting Act
- Federal Fair Housing Act
- Non-Affiliation Disclosure
- Remote Deposit Capture Agreement
USA Patriot Act
The words "you" and "your(s)" mean every person that signs any Account Application or is authorized to make transactions regarding your account(s), including any account service(s). "We," "us," or "our" means the credit union.
At Copper State Credit Union we recognize that our relationships with our members are based on trust. As a member, you trust us with your financial and other personal information, and we are committed to respecting your privacy and safeguarding that information. We pledge to protect your privacy by adhering to the practices described in this section.
USA PATRIOT Act
On October 26, 2001, the "Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001" (USA PATRIOT act) was signed into law. This notice is to inform you of how it affects you and Copper State CU.
What is the USA PATRIOT Act?
The USA PATRIOT Act was enacted in response to the 9/11 terrorist acts. The intent is for banks, credit unions and other financial institutions to verify the identity of all people who do business with them. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What information do you obtain and why?
To comply with the USA PATRIOT Act, Copper State CU is required to verify the identity of members applying for membership and opening new accounts or services. Information we are required to obtain includes name, mailing and residence address, tax identification number, date of birth and a copy of a government issued photo ID. Additional information may also be gathered depending on the type of account applied for or opened. Identification and information on existing members will be gathered as they open or use additional services offered by the credit union. The Act requires us to maintain records of the identification verification and to periodically update this information. Confidentiality of the information gathered and used by the credit union will be maintained as required under the Privacy Act.
How does this affect me?
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. We will ask to verify your identification occasionally. This is a good safety precaution for you and an effective way for each of us to comply with the provisions of the Act.
I've been a member for years, why are you checking my identification?
We know it may seem odd to verify identification of someone we've known for years. However, to guarantee compliance with the Act, we ask that you show your identification when asked. The law was written so that all member identities are verified. This will not have to be done each time you visit a branch, but it will be done periodically.
What does the credit union do with our identification?
We are required to keep proof that we have verified your identification. We will keep a record that we are complying with the Act. Our member base is periodically checked against a list of known or suspected terrorists. This Act should have little or no effect on law-abiding citizens.
Cigna - Transparency in Coverage Rule
This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.