Put your Savings Account to work

Not only does your Savings Account establish your membership at Copper State Credit Union but it will also earn competitive dividends with an attractive savings account rate until you need it for your next adventure.

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Earn regular dividends.
Grow your money at a steady rate while earning regular dividends.
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24/7 account access.
With free online and mobile banking, access your account from anywhere.
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Low balance requirement.
Copper State Credit Union only requires a $5 minimum savings account balance.
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Overdraft protection.
Your Savings Account can help cover overdrafts from your Checking Account.
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How much should you save?
Aim to save three to six months of expenses in your emergency fund.
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The best Savings Account

The right Savings Account for you.

Opening your Savings Account or your child's Youth Share Savings Account with Copper State Credit Union establishes your membership with us. What does being a member mean? 

In addition to great Savings Account rates and dividends on deposits, competitive rates on loans and local attentive service, it means we are partners. We will be by your side every step of the way and help you to navigate each stage of life, while you set and reach your financial goals.

We value our members, our member-families and the families in our communities. When we strengthen and support each other, we all succeed.

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Youth Savings Account

  • Joint membership.

    Joint membership for parents or guardians who are members is a great way to monitor new savings and spending habits.

  • Low balance requirement.

    A low $5 minimum balance requirement is all it takes to maintain our Youth Savings Account.

  • Great foundation.

    Children under the age of 18 can benefit from this account by learning how to save and manage their own money.

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It's never too early to start good habits.
Part of being invested in our communities is making a commitment to our youth. Starting them on the right foot to financial success begins with teaching them financial responsibility and good savings habits. Our Youth Savings Account is the perfect place to start.
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Savings Account Rates

Put money aside for your emergency fund or your next adventure!
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Minimum $5.00 deposit is required to open a savings account. Rates are subject to change after the account is opened. Fees may reduce earnings on the account.

Savings Account Rates
Share Type
Dividend Rate
Annual Percentage Yield (APY)
Share Type
Savings Accounts
Dividend Rate
0.05%
Annual Percentage Yield (APY)
0.05%
Share Type
Youth Accounts
Dividend Rate
0.05%
Annual Percentage Yield (APY)
0.05%
Effective April 12, 2021

Minimum $5.00 deposit is required to open a savings account. Rates are subject to change after the account is opened. Fees may reduce earnings on the account.

Ways to use your Savings Account

  • Emergency savings.

    There's no better time to start planning for the unexpected. Save three to six months worth of expenses to be prepared.

  • Rainy day fund.

    Doing the things that make us smile with those we care about most, is what life is all about. Save now so you can create memories later.

  • Holiday savings.

    Have a stress-free holiday season by saving a little extra each month of the year. It's easy, free and you'll thank yourself later.

  • Your next adventure.

    Start saving for your next vacation, car or new hobby. Build your balances now so you are ready when the time is right.

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Free 24/7 Online and Mobile Banking
Our online tools allow you to manage your money, pay bills, transfer funds and more from anywhere!
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Prepare for the journey

Our Savings Accounts are your solution.

No matter where you are on life's journey, Copper State Credit Union makes it simple to save. If you are looking forward to your next exciting purchase or are stashing away some funds for an unplanned emergency, our Savings Account is a great tool to prepare you for what lies ahead.

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Savings Account
Kathleen F.

Staff is very attentive to member needs. They make time to listen and answer all questions in a very relaxed manner.

All levels of staff from tellers to managers take the time, smile and are friendly towards customers.

It is a true pleasure, especially in these times in the world today to find this top notch customer service. Keep up the great job!

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Have a Question?

Frequently Asked Questions

Can I have more than one Savings Account?

Yes! You can open as many savings accounts as you need. You can also rename savings accounts for easier access within online banking.

Is there a minimum opening balance for a Savings Account?

At Copper State Credit Union, we make it easy for our Arizona members to build their savings with a low $5 minimum balance requirement.

What does APY stand for on the rates table?

The official APY definition is the interest rate (‘rate of return’) on a deposit account based on a compounding period of one year. The simple definition of APY is the total amount of interest received after leaving your funds in the account for one year.

Can I have more than one Savings Account?

Yes! You can open as many Savings Accounts as you need. You can also rename savings account for easier access within online banking.

FREE GUIDE

Monthly Budgeting

Start saving for your next adventure with confidence, knowing your monthly budget is on track.

Copper State Credit Unions How to Create a Monthly Budget that Works eBook Cover
Create a Simple Budget That Works For You!

It's easier than you think to create a monthly budget and stay on track.

Included in the free guide:
  1. "Zero Balance" Monthly Budget
  2. Find Your Financial Goals
  3. Free Budget Template
  4. Budget Adjustments
  5. Mistakes to Avoid

Get your free copy now!

Start saving for your next adventure with confidence, knowing your monthly budget is on track.