Why Choose CashPlease®?
Have a Question?
Frequently Asked Questions
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How do I update my personal account information or change my password with CashPlease®?
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Once you’ve signed in to your CashPlease® account, simply click “My Account” at the top right of the page to update your personal account information and/or change your password.
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How do I contact customer service?
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Please contact us at 623.580.6000.
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Do I need an email address for a CashPlease® account?
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Yes, you must have an email address to create a CashPlease® account.
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What if I forget my password with CashPlease®?
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Simply click “Forgot Password” on the Sign In page with CashPlease® and enter your email address. Click “Request Password” and a new password will be emailed to you.
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How do I view my loan history with CashPlease®?
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Once you’ve signed in to your CashPlease® account, simply click “My Loans” at the top right of the page to view your loan history.
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How do I create an account with CashPlease®?
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Simply click the “Visit CashPlease®” button above and follow the easy steps to create your account.
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Why should I get a loan through CashPlease®?
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Here are the top 5 reasons to use CashPlease®:
- You’ll pay less in interest than you would pay with traditional payday loans
- If you use the money to pay bills, you’ll avoid late fees and possible hits to your credit score
- You can apply for a loan and obtain a decision in minutes
- The cash will be in your account in 24 hours or less
- For the ease and comfort of working with your own trusted financial institution
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Who can get a short-term loan?
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Access to convenient short-term loans is only available to account holders at Copper State Credit Union. The minimum age for loan eligibility in this program is 18. Please Note: We do not make credit checks by using credit reports to determine your loan amount. However, we do look at account activity and in some cases we will decline to offer you a loan. There is no guarantee that we will give you a loan. If you are notified on the website that you are not eligible for a loan, please check back in the future.
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How much can I borrow with CashPlease®?
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The loan amount available varies based on your individual checking account activity. However, typical loan amounts generally fall within the $250 - $1000 range.
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How do I know what amount I can borrow?
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After you create your account on the CashPlease® website, you will be presented with a screen that displays your maximum loan amount offered. You will then need to request a loan amount that is less than or equal to the loan amount offered. Your requested loan amount must be at least $250.
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How many loans can I have with CashPlease®?
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You can have only one outstanding loan at any time per consumer with CashPlease®.
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How do I receive my money?
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Once you are approved for a loan, we strive to have the funds in your account in 24 hours or less.
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How does repayment of the CashPlease® loan work?
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The loan agreements you execute online state the due date(s) for your loan. If you choose the “Easy Pay” option, payment is automatically deducted from your account on the due date(s). If you choose "Manual Pay", you will be responsible for making your payments on time.
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Once the loan is repaid, may I get another loan with CashPlease®?
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Yes, after paying off your loan you may revisit the CashPlease® website to see the new loan amount for which you are eligible. Please note that you must wait seven full days between loans not including the day on which your final payment is actually processed (you may check the CashPlease® website for availability at any time). Also, no more than 3 short-term loans are allowed to a single consumer during a rolling 6-month period.
Related Resources
Disclosure
1Funds availability may take up to 24 hours and could be delayed on weekends and/or federal holidays.
2CashPlease® loan and maximum amount is subject to eligibility. A $20 application fee is charged at the time of application, regardless of whether the loan is accepted. Annual Percentage Rate (APR) is 18%. Loan term is 90 days. The estimated monthly payment on a $250, 3-month loan at 18% APR is $85.85. To be eligible, you must be the primary owner on a CashBack Checking Account in good standing.