Member Rewards

Copper State Credit Union is a not-for-profit, member-owned financial institution. We achieve financial prosperity together, as profits are returned to members. Member rewards include:

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Product Promotions
We love giving back to our members - up to $500 in gift cards.
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Higher Dividends
Our competitive CD rates help grow your savings.
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Lower Loan Rates
Our members are rewarded with more competitive rates on various loans.
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Your Vote Counts
Our Board of Directors is elected by our membership.
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We Are Not-For-Profit
We are not here to earn profits for outside stockholders, we are here to serve you!
Find Us Nationwide

Convenient Access

  1. 7 Branch Locations

    We're here to help at one of our seven Arizona branch locations in the valley.

  2. 55,000+ Free ATMs

    You can also search for partner credit unions in the CO-OP Shared Branching Network and find surcharge-free ATMs throughout the country in the Allpoint Network™.

  3. 5,600 Shared Branches

    You can also search for partner credit unions in the CO-OP Shared Branching Network and find surcharge-free ATMs throughout the country in the Allpoint Network™.

Become A Member

Join Copper State Credit Union today.
Savings Account Rates
Share Type
Dividend Rate
Annual Percentage Yield (APY)
Share Type
Savings Accounts
Dividend Rate
0.10%
Annual Percentage Yield (APY)
0.10%
Share Type
Kids Savings Accounts
Dividend Rate
0.10%
Annual Percentage Yield (APY)
0.10%
Share Type
Teen Savings Accounts
Dividend Rate
0.10%
Annual Percentage Yield (APY)
0.10%
Effective November 1, 2025


Minimum $5.00 deposit is required to open a Savings Account. Rates are subject to change after the account is opened. Fees may reduce earnings on the account.

Start Your Application Here

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Copper State Credit Union Promotions


 

Our Current Promotions

New Mobile App

In-App Digital Tools

  1. Send And Receive Money With Zelle®

    Zelle® is a fast, safe and easy way to send money to friends, family and loved ones. Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.

  2. Credit Score Monitoring

    Copper State CU allows you free access to your credit score, free credit report and personalized credit tips right inside of your online banking!

  3. 24/7 Online Chat

    Let's chat! Connect with us online and get assistance with your banking questions.

  4. Lock/Unlock Debit Card

    If your debit card goes missing, lock it down. Turn your debit card on or off in seconds if it’s lost or stolen.

  5. Remote Deposit

    Enroll and use remote deposit to take a picture of a check and deposit it into your account.

Looking For Reliable Insurance Options Designed To Be Simple?

Insurance should be an important part of a solid financial plan. The key is finding coverage that fits your needs from someone trustworthy—because the right insurance could help give you peace of mind.

Backed by more than 80 years of working with credit unions and their members, TruStage™1 is here to help protect what matters most. Trust us for all your insurance needs, including Life, Auto & Home, Accidental Death & Dismemberment Coverage and more.

Get an instant, no-obligation quote or explore your coverage options at www.trustage.com.

Arizona Desert (1)

Love At First Swipe

  • Mastercard ID Theft Protection™

    This no-cost service helps detect and resolve identity theft with industry-leading experts on-hand to provide you with 24/7 assistance if you think your identity has been compromised.2

  • Letting Your Passion Guide You

    From October 1 through December 31, 2025, receive an entry for every eligible purchase you make with your Copper State CU Mastercard debit card, and you could win a personalized trip for four.3

  • Peace Of Mind Spending

    Mastercard safeguards against unauthorized purchases, loss or theft with Mastercard Zero Liability Protection.4

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Financial Wellness: Expert Insights

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We Are Committed To You
We are strengthening our communities one family and one financial solution at a time.
Complimentary Financial Consultation 5Complimentary Financial Consultation 5
Meet with our partner financial advisors at Copper State Wealth Management for a free annual review. They can access if you are on the right track to retire with enough income to live comfortably.
Learn More
Experienced Loan and Mortgage SpecialistExperienced Loan and Mortgage Specialist
We have over 125 years of combined experience! You owe it to yourself to find a mortgage team you trust and who has your best interests in mind.
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Free and Confidential Financial Counseling with GreenPathTMFree and Confidential Financial Counseling with GreenPathTM
As a member, you have access to GreenPath financial counselors who provide confidential money management assistance and financial education.
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Create The Financial Future You Want

Cost Of Living Calculator Gray Cost Of Living Calculator
Cost Of Living Calculator
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How Much Mortgage Can I Afford Gray How Much Mortgage Can I Afford
Mortgage Affordability
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Credit Cards Gray Credit Cards
How Do I Build Credit
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Create A Budget
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Disclosure

1TruStage™ Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, and MEMBERS Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies.  The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage GEN-2944047.3

2For cardholders who enrolled prior to July 1, 2019, this service shall be provided by CSID until December 31, 2019. Cardholders will have to re-enroll with Generali Global Assistance, Inc. at the link provided in the enrolled cardholder notices. Cardholders will need to register for this service. Cardholders who enroll on or after July 1, 2019, this service shall be provided by Generali Global Assistance Inc. For more information, visit mastercardus.idprotectiononline.com.

3NO PURCHASE NECESSARY TO ENTER OR WIN. Void where prohibited. Open to legal residents of the 50 U.S. & DC who are legal age of majority at time/date of entry. PIN-based Debit, International, Corporate, and transactions processed on a non-Mastercard operated network are ineligible. Ends 12/31/25. For Official Rules & complete details, Click here.

4Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zeroliability 

The Click to Pay icon is a trademark owned and used with permission of EMVCo, LLC. Contactless‑enabled Mastercard accepted at participating locations. Visit mastercard.com/tapandgolocator for more details.

Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. ©2025 Mastercard

5This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

Investment advisory services offered through PFG Advisors, LLC, a SEC registered investment adviser. Securities offered through United Planners Financial Services, member FINRA/SIPC. Insurance products offered through approved carriers. Copper State Credit Union, PFG Advisors, LLC, and United Planners Financial Services are separately owned entities and are not affiliated companies.

Not FDIC/NCUA Insured • No Credit Union Guarantee • May Lose Value

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