Empower yourself! Create the financial future you want with these tools:

Virtual Financial Coaches Virtual Financial Coaches
Access Free Virtual Financial Coaches
Live and On Demand Webinars Live and On Demand Webinars
Live & On-Demand Wellness Webinars
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Instant Free Credit Score Review & Tips
Financial Assesment Financial Assessment
Free Financial Assessment

Member Rewards

Copper State Credit Union is a not-for-profit, member-owned financial institution. We achieve financial prosperity together, as profits are returned to members. Member rewards include:

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Lower interest rates.
Our profits are returned to members in the form of lower interest rates.
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Higher dividends.
Our profits are shared with members in the form of higher savings rates.
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Lower fees.
Our members are rewarded with lower, and fewer, fees so you can save more.
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Your vote counts.
Our Board of Directors is elected by our membership.
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We are not-for-profit.
We are not here to earn profits for outside stockholders, we are here to serve you!

Additional Perks:

  • Mastercard®️ Debit Card Exclusive Member Perks

    As a debit cardholder, you’ll enjoy Mastercard Airport Concierge with a personal agent to assist you, plus expedited security processing.1 You also have unique access to online experiences in food, culture and entertainment at home.

  • ATM Access Without The Fees

    Our members have access to 55,000+ ATMs that are surcharge-fee free. ATMs are conveniently located anywhere your travels may take you and can be found in Target, CVS, Walgreens and more top retailers.

  • Additional Branches

    As part of the CO-OP Shared Branch network, we are excited to offer our members access to thousands of convenient credit union branches across the country.

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We are partners in our community.
It is our responsibility to give back to the communities we serve. We support local organizations throughout Arizona that help our communities thrive. We currently focus on supporting community food banks, financial literacy in youth and the arts.
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Purchasing Power

  • Earn Miles with Your Mastercard

    Your Mastercard now lets you earn AAdvantage® bonus miles like never before on your favorite things and the items you need every day, such as fashion, fuel and dining out.*

  • Diners, Drive In's and Dollars

    Every time you dine in, take out or order delivery with your Copper State CU Mastercard from January 1 to December 31, 2022, you’ll be entered for a chance to win up to $10,000.**

  • Set Sail With An Online Sale

    Every time you check out online using your Copper State CU Mastercard® from January 1 to December 31, 2022, you’ll be entered for a chance to win up to $10,000.**

  • World Traveling, Local Shopping

    Every time you support a local business by shopping with your Copper State CU Mastercard® from January 1 to December 31, 2022, you’ll be entered for a chance to win up to $10,000.**

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That extra-whip mocha could mean exotic lake yoga.
Imagine your purchases doing even more. What if your family's favorite streaming service turned into your family's favorite seaside retreat? Or your grocery deliveries turned into delivering on your dream day? From January 1 to December 31, 2022, every purchase you make with your Copper State CU Mastercard is another entry for a chance to win up to $10,000.**
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Knowledge is Power

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We are committed.
We are strengthening our communities one family and one financial solution at a time.
Complimentary Financial Review with Our Experienced AdvisorsComplimentary Financial Review with Our Experienced Advisors
Meet with our partner financial advisors at Copper State Wealth Management for a free annual review. They can access if you are on the right track to retire with enough income to live comfortably.
On-Demand and Live Wellness WebinarsOn-Demand and Live Wellness Webinars
Members jump to the front of the line for access to financial wellness webinars that cover everything from how to budget to weekly stock market tips and insider info from our experts. You can enjoy all of this from the comfort of your home.
Your Virtual Financial MentorYour Virtual Financial Mentor
Members have access to one-on-one virtual financial coaches that provide simple-to-follow game plans for everything from how to get out of debt to running a business. You can access Coaches any time and get the info you need to win at life’s big financial milestones.


1 As a debit cardholder, you’ll enjoy Mastercard Airport Concierge at select airports (including Phoenix Sky Harbor!) with a personal agent to help with your flight connection, plus expedited security processing (at select airports). You also have unique access to online experiences in food, culture and entertainment at home. New experiences are added each week.

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory services offered through PFG Advisors. Copper State Wealth Management, Copper State Credit Union, Securities America, and PFG Advisors are separate entities. Securities America and its representatives do not provide tax or legal advice.

Not NCUA Insured • No Credit Union Guarantee • May Lose Value

CashBack Checking Account Disclosures

1CashBack Checking does not carry a monthly fee if member is enrolled in eStatements. For members who prefer paper statements, a $2 monthly fee will be assessed to their account, except for those members over the age of 65 or 17 years of age and younger. Minimum balance requirements. In order to earn the disclosed APY, you must maintain a balance at least equal to $5,000.00 in your account each day. If interest is accrued, payment will be reflected in member’s monthly statements.

2Terms and conditions apply, click here for details.

*American Airlines reserves the right to change the AAdvantage® program and its terms and conditions at any time without notice and to end the AAdvantage® program with six months’ notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage® miles earned through this promotion/offer do not count toward elite-status qualification or AAdvantage Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit aa.com/advantage.

SimplyMiles + Mastercard Promotion allows American Airlines AAdvantage® members that have a Mastercard, to earn American Airlines AAdvantage miles by making everyday purchases with their cards. For Mastercard cardholders who do not have an AAdvantage account, they can sign up free at www.aa.com/loyalty/enrollment/enroll.

All third-party trademarks belong to their respective owners. American Airlines, AAdvantage, the Flight Symbol logo, SimplyMiles and AAdvantage Million Miler are marks of American Airlines, Inc. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. © 2020 Mastercard. All rights reserved.

**NO PURCHASE NECESSARY TO ENTER OR WIN. Void where prohibited. Open to legal residents of the 50 U.S. or D.C. who are the legal age of majority before 1/1/22. PIN‑based debit, international and corporate transactions ineligible. Ends 12/31/22. For Official Rules and complete details, click here.

The Click to Pay icon is a trademark owned and used with permission of EMVCo, LLC. Contactless‑enabled Mastercard accepted at participating locations. Visit mastercard.com/tapandgolocator for more details.

Mastercard and Start Something Priceless are registered trademarks, and the circles design is a trademark, of Mastercard International Incorporated. © 2022 Mastercard. All rights reserved