Member Rewards

Copper State Credit Union is a not-for-profit, member-owned financial institution. We achieve financial prosperity together, as profits are returned to members. Member rewards include:

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Lower Interest Rates
Our profits are returned to members in the form of lower interest rates.
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Higher Dividends
Our profits are shared with members in the form of higher savings rates.
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Lower Fees
Our members are rewarded with lower, and fewer, fees so you can save more.
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Your Vote Counts
Our Board of Directors is elected by our membership.
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We Are Not-For-Profit
We are not here to earn profits for outside stockholders, we are here to serve you!

Become A Member

Join Copper State Credit Union today.
Savings Account Rates
Share Type
Dividend Rate
Annual Percentage Yield (APY)
Share Type
Savings Accounts
Dividend Rate
0.10%
Annual Percentage Yield (APY)
0.10%
Share Type
Kids Savings Accounts
Dividend Rate
0.10%
Annual Percentage Yield (APY)
0.10%
Effective May 1, 2025


Minimum $5.00 deposit is required to open a Savings Account. Rates are subject to change after the account is opened. Fees may reduce earnings on the account.

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Additional Perks:

  • Mastercard® Debit Card Exclusive Member Perks

    As a debit cardholder, you’ll enjoy Mastercard Priceless. Priceless.com is available exclusively to Mastercard cardholders and provides access to unforgettable experiences and valuable everyday discounts in the cities where you live and travel.

  • ATM Access Without The Fees

    Our members have access to 55,000+ ATMs that are surcharge-fee free. ATMs are conveniently located anywhere your travels may take you and can be found in Target, CVS, Walgreens and more top retailers.

  • Additional Branches

    As part of the CO-OP Shared Branch network, we are excited to offer our members access to thousands of convenient credit union branches across the country.

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We Are Partners In Our Community
It is our responsibility to give back to the communities we serve. We support local organizations throughout Arizona that help our communities thrive. We currently focus on supporting community food banks, financial literacy in youth and the arts.
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Looking For Reliable Insurance Options Designed To Be Simple?

Insurance should be an important part of a solid financial plan. The key is finding coverage that fits your needs from someone trustworthy—because the right insurance could help give you peace of mind.

Backed by more than 80 years of working with credit unions and their members, TruStage™1 is here to help protect what matters most. Trust us for all your insurance needs, including Life, Auto & Home, Accidental Death & Dismemberment Coverage and more.

Get an instant, no-obligation quote or explore your coverage options at www.trustage.com.

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Love At First Swipe

  • Mastercard ID Theft Protection™

    This no-cost service helps detect and resolve identity theft with industry-leading experts on-hand to provide you with 24/7 assistance if you think your identity has been compromised.2

  • Experience Culinary Excellence In Lisbon, Portugal

    From now until September 30, 2025, use your Copper State CU Mastercard® and you could turn each eligible everyday purchases into an entry for a chance to win a trip for four to your choice of one of 12 exciting destinations.3

  • Peace Of Mind Spending

    Mastercard safeguards against unauthorized purchases, loss or theft with Mastercard Zero Liability Protection4

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Knowledge Is Power

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We Are Committed
We are strengthening our communities one family and one financial solution at a time.
Complimentary Financial Review with Our Experienced AdvisorsComplimentary Financial Review with Our Experienced Advisors
Meet with our partner financial advisors at Copper State Wealth Management for a free annual review. They can access if you are on the right track to retire with enough income to live comfortably.
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Your Virtual Financial MentorYour Virtual Financial Mentor
Members have access to one-on-one virtual financial coaches that provide simple-to-follow game plans for everything from how to get out of debt to running a business. You can access Coaches any time and get the info you need to win at life’s big financial milestones.
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Empower Yourself And Create The Financial Future You Want

Virtual Financial Coaches Virtual Financial Coaches
Access Free Virtual Financial Coaches
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Member Benefit Checking (6) Gray Member Benefit Checking
Access 55,000+ Surcharge Free ATMs
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Instant Free Credit Score Review & Tips
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Financial Assesment Financial Assessment
Free Financial Assessment
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Disclosure

1TruStage™ Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, and MEMBERS Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies.  The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage GEN-2944047.3

2For cardholders who enrolled prior to July 1, 2019, this service shall be provided by CSID until December 31, 2019. Cardholders will have to re-enroll with Generali Global Assistance, Inc. at the link provided in the enrolled cardholder notices. Cardholders will need to register for this service. Cardholders who enroll on or after July 1, 2019, this service shall be provided by Generali Global Assistance Inc. For more information, visit mastercardus.idprotectiononline.com.

3NO PURCHASE NECESSARY TO ENTER OR WIN. Void where prohibited. Open to legal residents of the 50 U.S. & DC who are legal age of majority at time/date of entry. Bank of America card transactions, PIN-based Debit, International, Corporate, and transactions processed on a non-Mastercard operated network are ineligible. Ends 9/30/25. For Official Rules & complete details, Click here.

4Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zeroliability 

The Click to Pay icon is a trademark owned and used with permission of EMVCo, LLC. Contactless‑enabled Mastercard accepted at participating locations. Visit mastercard.com/tapandgolocator for more details.

Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. ©2025 Mastercard

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory services offered through PFG Advisors. Copper State Wealth Management, Copper State Credit Union, Securities America, and PFG Advisors are separate entities. Securities America and its representatives do not provide tax or legal advice.

Not NCUA Insured • No Credit Union Guarantee • May Lose Value

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