Beat The Heat with our Pool Loans.

Copper State Credit Union wants to help you build the pool you've always wanted.  Keep your family healthy and active all year long with our finance options. 

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Competitive rates.
Our low Pool Loan (Home Equity Loan) rates offer you an affordable monthly payment.1
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Flexible repayment terms.
Fixed rate Pool Loans are available with terms from 60 - 180 months.2
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Potential tax advantages.
Pool Loans offer potential tax deductions on interest payments.
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Endless possibilities.
Unused funds can either be used for upgrades and/or principal reduction on your loan.
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House Pool
yellow-lightbulb-spot
Your smile starts here!
Get the backyard oasis of your dreams.

Pool Loan Rates

Our Pool Loan rates offer an affordable, budget-friendly payment.
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*APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval. Rate shown is for 60 month term. 120 and 180 term loans are also available. Contact us for details.

Minimum amount: $15,000 - Maximum amount: $350,000

Property insurance is required and will be verified. No prepayment penalty.

Pool Loan Rates
Credit Score
APR* To 80% Loan to Value (As Low As)
Credit Score
760+
APR* To 80% Loan to Value (As Low As)
7.25%
Credit Score
720-759
APR* To 80% Loan to Value (As Low As)
7.50%
Credit Score
680-719
APR* To 80% Loan to Value (As Low As)
7.75%
Credit Score
650-679
APR* To 80% Loan to Value (As Low As)
9.00%
Effective November 21, 2022

*APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval. Rate shown is for 60 month term. 120 and 180 term loans are also available. Contact us for details.

Minimum amount: $15,000 - Maximum amount: $350,000

Property insurance is required and will be verified. No prepayment penalty.

Kids jumping in pool
Year round splash zone!

Enjoy your backyard this summer!

Every home deserves a pool. Our low Pool Loan rates offer an affordable monthly payment, allowing you to make the changes you want, knowing your budget is still on track.

 

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Pool Loan Calculator

See how much you can afford. Adjust the rate and loan term to see what works with your budget. Like what you see? Email yourself the results for reference.

Your actual term and payment will be provided upon acceptance of a Copper State CU loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.
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Have a Question?

Frequently Asked Questions

What type of loan is a Pool Loan?
A pool loan is a Home Equity Loan. A Home Equity Loan allows your to use the equity in your house for home improvements such as backyard updates and building a pool or debt consolidation.
Is the interest tax deductible?

Interest on Pool Loans may be tax deductible. Please consult your tax advisor regarding tax deductibility.

Are Pool Loans interest rates fixed or variable?
Pool Loans have a fixed rate.
How much can I borrow?

A Pool Loan has a minimum loan amount of $15,000 and a maximum loan amount of $350,000. 

FREE EBOOK

Ultimate Budget Plan

Ultimate Budget Plan to Save You Time and Free Your Money
Make Your Money Work For You!

Start budgeting for your next home improvement project or dream vacation!

Included in the free eBook:
  1. What is a Zero Balance Budget Plan?
  2. Find Your Financial Goals 
  3. Before Starting Your Budget Plan
  4. Add Up Net Income
  5. Tally Spending [Expenses] and Categorize
  6. Quick Budget Plan Calculation 
  7. How to Make Monthly Budget Plan Adjustments 
  8. Mistakes to Avoid 

Get your free copy now!

Disclosure

1All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. An origination fee of $300-$800 will apply based on your total loan amount. Membership is required.

2The maximum loan amount is $350,000. The minimum loan amount is $15,000.