Kids Savings Account Features

  • Joint Membership

    Joint membership for parents or guardians who are members is a great way to monitor new saving and spending habits.

  • Low Balance Requirement

    A low $5 minimum balance requirement is all it takes to maintain our Kids Savings Account.

  • A Great Foundation

    Children under the age of 13 can benefit from this account by learning how to save and manage their own money.

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It's Never Too Early To Start Smart Financial Habits
Part of being invested in our communities is making a commitment to our next generation. Starting them on the right foot to financial success begins with teaching financial responsibility and smart savings habits. Our Kids Savings Account is the perfect place to start.
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Savings Account Rates

Savings Account Rates
Share Type
Dividend Rate
Annual Percentage Yield (APY)
Share Type
Savings Accounts
Dividend Rate
0.10%
Annual Percentage Yield (APY)
0.10%
Share Type
Kids Savings Accounts
Dividend Rate
0.10%
Annual Percentage Yield (APY)
0.10%
Effective June 1, 2025


Minimum $5.00 deposit is required to open a Savings Account. Rates are subject to change after the account is opened. Fees may reduce earnings on the account.

Start Your Application Here

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The best Savings Account

The Right Savings Account For Your Child

Opening your child's Kids Savings Account with Copper State Credit Union establishes their membership with us. What does being a member mean? 

In addition to great Savings Account rates and dividends on deposits, competitive rates on loans and local attentive service, it means we are partners. We will be by your side every step of the way and help you to navigate each stage of life, while you set and reach your financial goals.

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Making Money Knowledge Fun For All Ages

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Run a lemonade stand & make a profit.
Ages 7-12+
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Earn income, buy a car & save your first $2,000.
Ages 12-18+
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Navigate insurance, credit & homebuying.
Ages 16+
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Master best practices for online security.
Ages 12+
Have A Question?

Frequently Asked Questions

Can I have more than one Savings Account?

Yes! You can open as many savings accounts as you need. You can also rename your savings accounts for easier access within online banking. Please note that the minimum age to register for online banking is 13. 

Is there a minimum opening balance for a Savings Account?

At Copper State Credit Union, we make it easy for our Arizona members to build their savings with a low $5 minimum balance requirement.

What does APY stand for on the rates table?

The official annual percentage yield (APY) definition is the interest rate (‘rate of return’) on a deposit account based on a compounding period of one year. The simple definition of APY is the total amount of interest received after leaving your funds in the account for one year.

What are the qualifications to open a Savings Account?

You are eligible to open a Savings Account if you meet these qualifications

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