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Get Even Closer To Your Savings Goals.

Certificates of Deposit (CDs)

We promise you a profit. Just give it a little time.

  • Flexible terms
  • Attractive rates
  • Guaranteed dividends
  • Low minimum deposit
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So you want to earn a little more than you might with a regular savings account? We hear you. Copper State Credit Union offers Certificates of various lengths that provide guaranteed good returns. It's a great way for our Arizona neighbors to move closer to their savings goals while limiting risk and maintaining control of their funds.

  • Choose an investment term from six months to five years
  • Minimum deposit of $500 to open
  • Guaranteed dividends
  • Choose how you want your dividends to be paid
  • Federally insured by the National Credit Union Administration

Certificate rates as high as 0.60%.

Certificate Rates

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A penalty may be imposed for early withdrawal. The amount of the penalty depends on the term of the account. For Accounts with a term to Maturity that is equal to or less than 6 months, the penalty imposed will equal 60 days' dividends. 12 months, will equal 90 days' dividends. Equal to or greater than 24 months, but less than 36 months, will equal 180 days’ dividends. Equal to or greater than 36 months, will equal 365 days’ dividends.

Certificate Rates
Description
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
Description
6 Month Certificate
Dividend Rate
0.15%
Annual Percentage Yield (APY)
0.15%
Minimum Balance
$500
Description
1 Year Certificate
Dividend Rate
0.25%
Annual Percentage Yield (APY)
0.25%
Minimum Balance
$500
Description
2 Year Certificate
Dividend Rate
0.30%
Annual Percentage Yield (APY)
0.30%
Minimum Balance
$500
Description
3 Year Certificate
Dividend Rate
0.40%
Annual Percentage Yield (APY)
0.40%
Minimum Balance
$500
Description
4 Year Certificate
Dividend Rate
0.45%
Annual Percentage Yield (APY)
0.45%
Minimum Balance
$500
Description
5 Year Certificate
Dividend Rate
0.50%
Annual Percentage Yield (APY)
0.50%
Minimum Balance
$500
Effective June 7, 2021

A penalty may be imposed for early withdrawal. The amount of the penalty depends on the term of the account. For Accounts with a term to Maturity that is equal to or less than 6 months, the penalty imposed will equal 60 days' dividends. 12 months, will equal 90 days' dividends. Equal to or greater than 24 months, but less than 36 months, will equal 180 days’ dividends. Equal to or greater than 36 months, will equal 365 days’ dividends.

Disclosure

A penalty may be imposed for early withdrawal. The amount of the penalty depends on the term of the account. For Accounts with a term to Maturity that is equal to or less than 6 months, the penalty imposed will equal 60 days' dividends. 12 months, will equal 90 days' dividends. Equal to or greater than 24 months, but less than 36 months, will equal 180 days’ dividends. Equal to or greater than 36 months, will equal 365 days’ dividends.