Skip-A-Pay Features

Skip-A-Pay allows you to take a pass on your monthly loan payment! It is available on most Copper State Credit Union loans with the exception of Mortgages, Home Equity loans, Overdraft Protection and Line of Credit loans.

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Peace of mind.
Rest easy knowing this option is here if you have an unexpected hard month.
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Easy application.
Complete our easy online application at a time that is convenient for you!
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Low cost service.
Please check our fee schedule for the current service charge.1
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Local partner.
As your partner and neighbor, we are here to help you navigate your finances.
Apply Now
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We are always here to help!
If you are unsure if Skip-A-Pay is the right decision for you, please contact us!

Skip-A-Pay details:

  • Account requirements:

    All of your Copper State Credit Union accounts must be in good standing.

  • Request time frame:

    Your request must be received no more than 10 days after your loan payment due date.

  • How often can you skip:

    You can skip one monthly payment per eligible loan within a 12 month period.

  • How many times can you skip:

    You can use Skip-A-Pay three times over the life of each eligible loan.

  • Eligible loans:

    Skip-A-Pay is available on most Copper State loans with the exception of Mortgages, Home Equity loans, Overdraft Protection and Line of Credit loans.

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We want you to have all the facts!
Skipping one or more payments will extend the term of your loan and finance charges will continue to accrue on a daily basis at the Annual Percentage Rate provided in the loan agreement, both during and after the deferral period.

If you need help deciding if Skip-A-Pay is right for your situation, please contact us.
Apply Now
FREE GUIDE

Monthly Budgeting

Keep your monthly expenses on track with ease! Check out this free helpful guide.

How To Create A Monthly Budget That Works - Copper State Credit Union Guide Book
Create a Simple Budget That Works For You!

It's easier than you think to create a monthly budget and stay on track.

Included in the free guide:
  1. "Zero Balance" Monthly Budget
  2. Find Your Financial Goals
  3. Free Budget Template
  4. Budget Adjustments
  5. Mistakes to Avoid

Get your free copy now!

Keep your monthly expenses on track with ease! Check out this free helpful guide.

Disclosure

There is a fee to skip a payment on a loan. Fee is not applied to the balance of the loan.
All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Membership is required.