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Attractive Rates Help You Make The Most Out Of Your Money.

Business Certificates of Deposit (CDs)

Take the risk out of reaching your savings goals.

  • Flexible terms
  • Attractive rates
  • Competitive dividends
  • Low minimum deposit
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Our Business Certificates keep you in total control of your funds. If your Arizona business needs to make a big purchase in the near future, you can commit your money for just a few months. If you're just looking to grow your long-term reserves, then invest for several years. Best of all, you don't have to worry about the ups and downs of any market. Your investment and returns are fully guaranteed.

  • Interest returns exceed savings account rates
  • Term range from six months to five years
  • Minimum deposit of $500 to open
  • Dividend payment options
  • Federally insured by the National Credit Union Administration

Business Certificates

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A penalty may be imposed for early withdrawal. The amount of the penalty depends on the term of the account. For Accounts with a term to Maturity that is equal to or less than 6 months, the penalty imposed will equal 60 days' dividends. 12 months, will equal 90 days' dividends. Equal to or greater than 24 months, but less than 36 months, will equal 180 days’ dividends. Equal to or greater than 36 months, will equal 365 days’ dividends.

Business Certificates
Description
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
Description
6 Month Certificate
Dividend Rate
0.15%
Annual Percentage Yield (APY)
0.15%
Minimum Balance
$500
Description
1 Year Certificate
Dividend Rate
0.25%
Annual Percentage Yield (APY)
0.25%
Minimum Balance
$500
Description
2 Year Certificate
Dividend Rate
0.30%
Annual Percentage Yield (APY)
0.30%
Minimum Balance
$500
Description
3 Year Certificate
Dividend Rate
0.40%
Annual Percentage Yield (APY)
0.40%
Minimum Balance
$500
Description
4 Year Certificate
Dividend Rate
0.45%
Annual Percentage Yield (APY)
0.45%
Minimum Balance
$500
Description
5 Year Certificate
Dividend Rate
0.50%
Annual Percentage Yield (APY)
0.50%
Minimum Balance
$500
Effective March 1, 2021

A penalty may be imposed for early withdrawal. The amount of the penalty depends on the term of the account. For Accounts with a term to Maturity that is equal to or less than 6 months, the penalty imposed will equal 60 days' dividends. 12 months, will equal 90 days' dividends. Equal to or greater than 24 months, but less than 36 months, will equal 180 days’ dividends. Equal to or greater than 36 months, will equal 365 days’ dividends.

Disclosure

Business Checking Account required. A penalty may be imposed for early withdrawal. The amount of the penalty depends on the term of the account. For Accounts with a term to Maturity that is equal to or less than 6 months, the penalty imposed will equal 60 days' dividends. 12 months, will equal 90 days' dividends. Equal to or greater than 24 months, but less than 36 months, will equal 180 days’ dividends. Equal to or greater than 36 months, will equal 365 days’ dividends.