Join Copper State Credit Union
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Discover a better way to manage your money.
Fulfilling Opportunities Await.
- Work/life balance with a M-F work week, excluding GCU.
- Fourteen additional days of PTO for federal holidays.
- Eligible for up to 5% matching on your 401K.
- Staff are empowered to reach personal and career goals.

I just started my 15th year at the CU and I love it here because I have a voice.
I just started my 15th year at the CU and I love it here because I have a voice.

It’s a positive environment and I feel the work I do is valued and appreciated.
It’s a positive environment and I feel the work I do is valued and appreciated.

Never have I worked at a company who values family as much as I do.
Never have I worked at a company who values family as much as I do.

Helping members is a higher priority than profit or sales goals.
Helping members is a higher priority than profit or sales goals.

There's an app for that. It's right here.
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Manage your money from anywhere, anytime.
Your Copper State CU accounts will be in the palm of your hand wherever you go for whenever you need to handle a banking task.
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Transfer money and pay bills.
No need to pull out the checkbook at the dining room table anymore! Pay your bills on-the-go and get back to the things that matter most.
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Deposit checks day or night.
Use remote deposit capture to take a picture of a check and deposit it into your account 24/7/365. It's fast, easy, and free.
Member Top Picks
Popular Products and Services
Car buying is trending.
Get the info you need.
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Refinance and save money.
Is Now A Good Time To Buy A Car? Gain The Advantage With 7 Timely Stats + AdviceIs Now A Good Time To Buy A Car? Gain The Advantage With 7 Timely Stats + Advice
Boost Your Chances of Getting A Competitive Car Loan In 3 Simple StepsBoost Your Chances of Getting A Competitive Car Loan In 3 Simple Steps
How to Get the Best Deal on a Car: A Novice Negotiator’s Ultimate GuideHow to Get the Best Deal on a Car: A Novice Negotiator’s Ultimate Guide
Considering a new loan?
This calculator is free to use and here all the time. Come back any time you'd like to see what a loan payment amount could be.
Your actual term and payment will be provided upon acceptance of a Copper State Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.
Committed to empowering you.
Financial strength leads to financial prosperity.




Empower Your
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How to Buy a Used Car with Confidence [Free Checklist]
This checklist will cover how to buy a used car with confidence, as our auto experts share red flags to look for when inspecting a used car.
What Car Should I Buy? Pros and Cons of Buying New vs. Used
While there are a variety of makes and models of vehicles to choose from, the first question you should be asking is what car should I buy? New or used?
How To Buy A Car: 3 Simple Steps To A Competitive Car Loan
Here are some things you can do ahead of time to be prepared on how to buy a car.
Is Now a Good Time To Buy a Car? 7 Timely Statistics + Advice
Gain the advantage with statistics about the current auto industry as well as advice from Copper State CU experts as they help you answer the question, "is now a good time to buy a car?"
5 Savings Goals for the First-Time Home Buyer
Being a first-time homebuyer can be overwhelming! Learn what you’ll need to save before you buy a house.
What are Home Loan Interest Rates? An Explanation for First-Time Homebuyers
When it comes to buying a house, home loan interest rates are significant factors to consider. Learn what they are and how they can impact you this year.
Five Guidelines to Creating an Effective Savings Plan
Creating a savings plan should happen before you need the money. Learn 5 tips to boost your savings!
Free Budgeting Template – Excel Spreadsheet Download
Our free customizable template has everything you need to start a simple monthly budget.
The Savvy Millennial’s Quick Guide to Save Money & Track Spending
Technology makes it easy to spend money, but it can also help you save. Read these tips to stay on track.
Longing for a Weekend Getaway? Try a Peaceful Phoenix Staycation
Arizona locals don't have to look very far for a quick getaway. Check out these recommendations for an enjoyable Phoenix staycation.
House Buying Checklist: Mortgage Documents You'll Need
Buying a home involves a lot of paperwork. Our house buying checklist helps you gather the documents you’ll likely need!
Are You Buying A House in Arizona? Here's Your Ultimate Guide
Buying a house is one of the largest financial transactions you'll make. Let us help you confidently purchase the home of your dreams!
Ultimate Budget Plan to Save You Time and Free Your Money
Do you feel like you can never get ahead financially? Learn how to make a simple budget plan that works for you.
Get Our Debt Relief Bundle and Say Cheers to a Debt Free Future
Figuring out how to find debt relief seems overwhelming, but with this bundle we have definitely got you covered!
Happy Car Buying: Your Ultimate Guide to Getting the Best Deal
Check out our comprehensive guide on car buying and negotiating the best deal.
The Pre-Retirement Checklist: How Prepared Are You?
This handy checklist of ten crucial steps can help you visualize how far you’ve come as you prepare to retire.
Identity Theft Protection Checklist
We hope it never happens to you. But if it does, this identity theft protection checklist will help you know what to do to restore your identity.
4 Most Popular Arizona Tax Credits: A Visual Guide
Tax credits in Arizona allow you to donate to a great cause and get a tax break at the same time. Read more here plus take a look at our easy-to-understand infographic.
It's Your Adventure: Camping Products and Tips for Wanderers At Heart
Live out your adventure! Whether it's in a tent, RV, or with a toy towed behind you into the wilderness, we've got you covered with this camping eBook.
Savings Calculator
Use this calculator to see how much money you will save with compound interest.
Budget Calculator
See how much you will save (or lose) monthly or annually based on your monthly and annual expenses.
Money Market Calculator
Estimate how much money you will save via compound interest in a Money Market Account.
Cost of Living Calculator
Use this calculator to compare average costs of living between US cities and states.
50/30/20 Calculator
The 50/30/20 rule is for a person who desires one simple budgeting formula!
Retirement Calculator
Estimate your retirement funds by projecting income level, monthly savings, age and life expectancy, and percent rate of return on savings.
Emergency Fund Calculator
Use this calculator to generate an emergency fund savings goal based on your income.
Student Loan Calculator
Use this calculator to see how much you can save by paying off your loans early.
Auto Loan Calculator
Use this calculator to see how much you can save by paying off your auto loan early.
Debt Payoff Calculator
Use this calculator to see how much money you can save by consolidating debt.
On Demand Webinar - How To Pay Off Debt: Top 2 Strategies
These two payoff methods can be done at home, on your own, for free - and save you money on interest!
Upcoming Webinars
View all upcoming money management webinars and save your seat!
On Demand Webinar: Easy + Empowered Budgeting in 4 Simple Steps
Creating a simple and effective budget is easier than it sounds. This webinar covers everything you need to know about creating and sticking to a simple budget.
On Demand Webinar: Save + Simplify When You Buy a House
Learn keys ways to save and simplify from a real-life Phoenix home buying case study. This webinar covers everything you need to know if you're looking to buy a home in AZ!
On Demand Webinar: Ask Our Experts - What's the Secret to a Good Credit Score?
What is considered a good credit score? What's the secret to maintaining a good score? Get answers, plus insider credit score info.
On Demand Webinar: Help! I'm in College and Don't Have a Budget
This webinar has the tips and strategies you need to build a semester-based budget that fits your #collegelife.
On Demand Webinar: Smart Debt Consolidation Plan
Want to hear the real deal about debt consolidation? This webinar shares realistic benefits and drawbacks of debt consolidation, plus what you should do before you consolidate your debt.
On Demand Webinar: What Can A Mortgage Refi Do For You?
If you already know the basics about mortgage refinancing, you'll enjoy this from-all-angles assessment of who should consider refinancing and why. You'll leave knowing what a mortgage refi can (and can't) do for you!
On Demand Webinar: 2022 Arizona Housing Market Trends
Our Chief Lending Officer Greg R. shares predictions for the Arizona housing market this year, advice for buyers and sellers, and much more.
On Demand Webinar: DIY Budget Spring Cleaning
Clean out more than your closets with this webinar featuring budget tidy-up tasks you can complete in 10 minutes, 30 minutes, or a few hours.