CD Calculator 

A CD (Certificate of Deposit) is a type of savings account that pays a fixed interest rate on funds held for an agreed upon period of time. In exchange, you are given a higher guaranteed interest rate than a regular savings account would offer.

Enter the deposit size and interest rate into this calculator to see how much a CD can grow over its lifetime (usually 12 to 60 months).

This coach/calculator is for informational purposes only and its use does not guarantee an extension of credit.

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A Certificate of Deposit (CD) offers a reliable and safe method to grow your savings. Our attractive CD rates get you even closer to your goals, plus offers you flexibility and guaranteed growth while keeping your money easily accessible1.

> Today Is the Perfect Day To Start Saving. 🤑👍

If you're building an emergency fund, saving for a big purchase, or piling up money to invest, using a savings account can put you on the right road. We know some of you still have the urge to hide that cash under your mattress, but there are other options to consider. Some of the best savings account options include regular savings accounts, high-yield accounts, money market accounts, and certificates of deposit (CDs). Dive into our 3 Best Savings Account Types Every Arizonan Should Have blog and find out more. 


1 A penalty may be imposed for early withdrawal. The amount of the penalty depends on the term of the account. For Accounts with a term to Maturity that is equal to or less than 6 months, the penalty imposed will equal 60 days' dividends. 12 months, will equal 90 days' dividends. Equal to or greater than 24 months, but less than 36 months, will equal 180 days’ dividends. Equal to or greater than 36 months, will equal 365 days’ dividends. Funds are federally insured by the National Credit Union Administration.