Try Again Checking Account Features

Our Try Again Checking Account is the second chance checking account you have been looking for. If you have a record on ChexSystems due to an unpaid closure or NSF activity, we may be able to help. Start fresh with a Copper State Credit Union Try Again Checking Account and build a new history of responsible money management. 

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Direct Deposit.
Enjoy Direct Deposit so you no longer have to wait for your paycheck to arrive.
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Low $10 monthly fee.
You may be eligible for CashBack Checking after twelve months.1
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Access 55,000+ ATMs.
Access surcharge-free ATMs nationwide through the Allpoint Network of ATMs.2
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Online & Mobile Banking.
Enjoy 24/7 free Online and Mobile Banking to help you manage your finances.
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yellow-lightbulb-spot
A back to basics quick review.
You will need to complete our online course called CheckRight through GreenPath Debt Solutions to brush up on the ins and outs of a checking account.

Try Again Checking Rates

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Minimum $5.00 deposit is required to open a savings account. Rates are subject to change after the account is opened. Fees may reduce earnings on the account. CashBack Checking Account has minimum balance requirements. In order to earn the disclosed APY, you must maintain a balance at least equal to $5,000.00 in your account each day. If interest is accrued, payment will be reflected in member’s monthly statements.

Try Again Checking Account Rates
Checking Account Type
Dividend Rate
(as high as)
Annual Percentage Yield
(as high as)
Checking Account Type
CashBack Checking
Dividend Rate
(as high as)
0.01%
Annual Percentage Yield
(as high as)
0.01%
Checking Account Type
Try Again Checking
Dividend Rate
(as high as)
0.00%
Annual Percentage Yield
(as high as)
0.00%
Effective July 26, 2021

Minimum $5.00 deposit is required to open a savings account. Rates are subject to change after the account is opened. Fees may reduce earnings on the account. CashBack Checking Account has minimum balance requirements. In order to earn the disclosed APY, you must maintain a balance at least equal to $5,000.00 in your account each day. If interest is accrued, payment will be reflected in member’s monthly statements.

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A Second Chance At A Positive Account.

Our Try Again Checking Account Is The Right Step.

Before you lose hope, discover a new path to success with our Try Again Checking Account. Before you jump in, it's so important to take a a quick pause to discover our CheckRight program. This financial education program will empower you to strengthen your money management skills so that you feel confident to starting over with your new checking account.

Still not feeling in control of your finances? Copper State Credit Union is here to help. We are here through every stage of your journey to financial freedom. Contact us today and let us know how we can help you! 

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FREE GUIDE

Monthly Budgeting

Keep your monthly expenses on track with ease! Check out this free helpful guide.

Copper State Credit Unions How to Create a Monthly Budget that Works eBook Cover
Create a Simple Budget That Works For You!

It's easier than you think to create a monthly budget and stay on track.

Included in the free guide:
  1. "Zero Balance" Monthly Budget
  2. Find Your Financial Goals
  3. Free Budget Template
  4. Budget Adjustments
  5. Mistakes to Avoid

Get your free copy now!

Keep your monthly expenses on track with ease! Check out this free helpful guide.

Disclosures

1A $10 monthly fee applies for the Try Again Checking Account. If the account is kept in good standing for twelve months, you may be eligible for a CashBack Checking Account. Checking account schedule of fees and charges apply. Members must have a minimum of $5 in their savings account and be a member in good standing to qualify.
2A $1 charge will be assessed to your account for each ATM transaction after the five withdrawal limit has been reached each month.