Choose A Local Lender For Your New Pool
Choose A Trusted Lender For Your New Pool
Choose The Right Lender For Your New Pool
Enjoy affordable finance options and flexible payment terms. Shasta Pools plus our simple application makes it easy for your dream pool to become a reality!
Maria D. | Member 
Stephen C. | Member 
Anthony from Copper State CU was a pleasure to work with. He was very professional and kept us updated throughout the entire process. He answered all of our questions and helped us pick a loan that best suited our financial situation.
John | Member 
Jessie | Member 
Jacklin L. | Member 
Ruth F. | Member 
Kevin T. | Member 
Antoinette | Member 
We're Here To Help
Choose a local lender for all your home improvement needs.
You can contact Donna Buchanan by phone at 623.580.6054 or by email at dbuchanan@copperstatecu.org.
If you're ready for the pool of your dreams, get started by filling out an application above.
Pool Loan Rates
credit tier.
Pool Loan Rates by Credit Score
| LTV* | 120 Month Term* | 180 Month Term* |
|---|---|---|
| ≤80% LTV | 5.75% | 6.00% |
| ≤90% LTV | 6.00% | 6.25% |
| ≤100% LTV | 6.25% | 6.50% |
| LTV* | 120 Month Term* | 180 Month Term* |
|---|---|---|
| ≤80% LTV | 6.00% | 6.25% |
| ≤90% LTV | 6.25% | 6.50% |
| ≤100% LTV | 6.50% | 6.75% |
| LTV* | 120 Month Term* | 180 Month Term* |
|---|---|---|
| ≤80% LTV | 6.25% | 6.50% |
| ≤90% LTV | 6.50% | 6.75% |
| ≤100% LTV | 6.75% | 7.00% |
| LTV* | 120 Month Term* | 180 Month Term* |
|---|---|---|
| ≤80% LTV | 6.50% | 6.75% |
| ≤90% LTV | 6.75% | 7.00% |
| ≤100% LTV | 7.00% | 7.25% |
*Additional loan-to-value ratios and term options may be available for qualified pool loans. Please contact our Lending Specialists for more details.
Helpful Tips:
- LTV is your Loan to Value Ratio, which looks at the amount you're borrowing compared to the value of the collateral. The lower the better!
- Loan Term is the length of time you'll be paying back the loan, usually shown in months
- Credit Score is a number between 300-850 that reflects your likely ability to repay a loan. More info on credit score's five key factors here or log into online banking to check your current score here
Pool Loan Calculator
Your actual term and payment will be provided upon acceptance of a Copper State CU loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.
Disclosure
1All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. An origination fee of $300-$800 will apply based on your total loan amount. Membership is required.
2The maximum loan amount is $350,000. The minimum loan amount is $15,000.


