We're Here To Help

Choose a local lender for all your home improvement needs.

You can contact Donna Buchanan by phone at 623.580.6054 or by email at dbuchanan@copperstatecu.org.

If you're ready for the pool of your dreams now, click the apply now button below to get started. 

 

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Pool Loan Rates

Pool Loan Rates
Credit Score
APR* To 80% Loan To Value (As Low As)
Credit Score
760+
APR* To 80% Loan To Value (As Low As)
6.25%
Credit Score
720-759
APR* To 80% Loan To Value (As Low As)
6.50%
Credit Score
680-719
APR* To 80% Loan To Value (As Low As)
6.75%
Credit Score
650-679
APR* To 80% Loan To Value (As Low As)
7.00%
Effective July 21, 2025

*APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval. Rate shown is for 120 month term.

Minimum amount: $15,000 - Maximum amount: $350,000

Property insurance is required and will be verified. No prepayment penalty.

Start Your Application Today!

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Kids jumping in pool
Year round splash zone!

Enjoy your backyard this summer!

Every home deserves a pool. Our low Pool Loan rates offer an affordable monthly payment, allowing you to make the changes you want, knowing your budget is still on track.

 

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Beat the heat with our Pool Loans.

Copper State Credit Union wants to help you build the pool you've always wanted.  Keep your family healthy and active all year long with our finance options. 

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Competitive rates.
Our low Pool Loan (Home Equity Loan) rates offer you an affordable monthly payment.1
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Flexible repayment terms.
Fixed rate Pool Loans are available with terms from 60 - 180 months.2
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Potential tax advantages.
Pool Loans offer potential tax deductions on interest payments.
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Endless possibilities.
Unused funds can either be used for upgrades and/or principal reduction on your loan.
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House Pool
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Your smile starts here!
Get the backyard oasis of your dreams.

Pool Loan Calculator

See how much you can afford. Adjust the rate and loan term to see what works with your budget. Like what you see? Email yourself the results for reference.

Your actual term and payment will be provided upon acceptance of a Copper State CU loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.
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Disclosure

1All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. An origination fee of $300-$800 will apply based on your total loan amount. Membership is required.

2The maximum loan amount is $350,000. The minimum loan amount is $15,000.

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