What Auto Loan Can I Afford?

When you need a car, it's hard to know what you can actually afford. We'll help you identify a monthly payment and ideal price range for your budget.

This coach/calculator is for informational purposes only and its use does not guarantee an extension of credit.

Vroom, vroom.

> Adventure Awaits! 🚲🚣

Hey thrill-seeker, with our Adventure Loan Package, you can finance up to 110% of the value of the toy or trailer you want, then use that extra 10% to purchase the equipment needed.  

> Used Car? It's New to You! 🚗🚙

When figuring out how to buy a car, there’s an overwhelming amount of information to know— such as different types of auto insurance, what is an auto loan, car maintenance costs and so much more. A good place to start is by taking a look at our How to Buy a Used Car with Confidence [Free Checklist] to determine if you want to buy a new or used vehicle.


All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. For a 72 month term, the amount financed must equal or exceed $15,000. For an 84 month term, the amount financed must equal or exceed $25,000. Refinanced auto loans must be from another financial institution. Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and term depend on credit history, type of product and our underwriting standards. For each loan request, Copper State CU will determine the LTV (Loan to Value) using MSRP for new vehicles and Kelley Blue Book retail for used vehicles.