Free Lopes Checking Account

Yes, we're the credit union with the branch on campus! We're proud to offer a FREE checking account just for the Lopes family. Full of features and benefits, you'll love this checking account. 

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No monthly fee.
No monthly fee and no minimum account balance requirements for Lopes.
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Access 55,000+ ATMs
Access surcharge-free ATMs nationwide through the Allpoint Network of ATMs.
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Free Round-Up Savings1
Round up your debit card purchases and deposit the difference to savings.
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Free app with features.
Our free app includes Bill Pay and Remote Deposit Capture for easy money management.
Lopes Checking
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It's all about the Lopes family.
With every qualified swipe of your Lopes debit card, Copper State Credit Union will donate to the GCU Students Inspiring Students Scholarship Fund.

An Auto Loan In 3 Easy Steps:

  • Apply using the online application.

    Get pre-approved before shopping to make your car shopping even easier!

  • Obtain proof of insurance.

    Once you've picked out your vehicle, purchase your insurance policy and get a copy for us.

  • Sign then drive.

    With your loan approval, insurance and bill of sale, we'll wrap up the paperwork quickly with your final signature.

  • Ride like the Arizona desert wind.

    Or, you know, whatever your ride style is. Congrats on your new vehicle!

GCU first time auto buyer (2)
This "auto" be easy!
Use a Copper State CU Auto Loan to purchase a new or used car, truck, SUV or motorcycle. Whether you're looking to get behind the wheel or handlebars, we're here for you!
Apply Now
With Copper State Credit Union...

GCU Students

Maximum Loan Amount 

Maximum Term

Minimum Income

Minimum Employment


60 month term           


6 months


We have you covered!

GCU Graduates

Maximum Loan Amount     

Maximum Term

Minimum Income


84 months




Enhancing Your Experience

Grand Canyon University Partnership

We are so excited to have been named Grand Canyon University's partner. We are proud to offer financial products and services to the University's students (both on-campus and online), staff and alumni as well as fans and supporters of the University.

Located in the heart of the campus within the Lope Shop, the on-campus branch provides the convenience of on-site, in-person account services, combined with the flexibility of remote access through online banking, mobile banking and on-campus ATMs. This is a full-service branch offering the same products and services that are available at any of our credit union branches. We also work with GCU to hire students for the on-campus branch.

"Grand Canyon University has selected Copper State Credit Union as our first university-based branch and we look forward to the financial and professional development this partnership will provide to our students, faculty and staff," said Grand Canyon University President, Brian Mueller.

Our commitment to GCU doesn't end with financial products and services, we are committed to enhancing your overall experience during your time at Grand Canyon University. Watch for us at other functions and activities on campus as they become available.

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The perfect present for anyone.

GCU Gift Cards

Give the gift of choice with a Copper State Credit Union and Grand Canyon University Mastercard® Gift Card.

Order your gift card below. Members with GCU campus access can visit the on-campus branch to pick up a gift card.

  • Denominations of $25, $50, $75 or $100

Cards are valid in the U.S. only. 

GCU Gift Cards

1All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. For a 72 month term, the amount financed must equal or exceed $15,000. For an 84 month term, the amount financed must equal or exceed $25,000. Refinanced auto loans must be from another financial institution.

Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and term depend on credit history, type of product and our underwriting standards. For each loan request, Copper State CU will determine the LTV (Loan to Value) using MSRP for new vehicles and Kelley Blue Book retail for used vehicles.

1We will round up your debit card purchases (signature and PIN) to the nearest dollar and transfer the difference from your Lopes Checking to your Primary Savings account once each day in a single transfer (Round-Up Savings) we may cancel or modify the Round-Up Savings feature at any time without prior notice. We will aggregate the rounded up amount accumulated each day and post to your Lopes checking account at the end of the business day. A single transfer will be made to the primary member's Primary Savings account at the end of the business day. If on a business day you do not have sufficient funds in your checking account, or if any transaction has overdrawn your checking account, we will not round up purchases posted on that business day and we will cancel the Round-Up Savings transfer for that day. If your debit card purchase is subsequently canceled or reversed, the corresponding Round-Up Savings transfer will remain in the savings account. Round-Up Savings is only available on the debit card linked to your Lopes checking account. You understand this feature will cause all non-even debit card transactions (signature and PIN) made by you or a joint owner of your Lopes checking account to round up to the nearest dollar and transfer the difference from your Lopes checking account to your Primary Savings account. Should you have questions regarding or choose to cancel the Round-Up Savings feature, please notify us at any time.