An Auto Loan In 3 Easy Steps:
Apply using the online application.
Get pre-approved before shopping to make your car shopping even easier!
Obtain proof of insurance.
Once you've picked out your vehicle, purchase your insurance policy and get a copy for us.
Sign then drive.
With your loan approval, insurance and bill of sale, we'll wrap up the paperwork quickly with your final signature.
Ride like the Arizona desert wind.
Or, you know, whatever your ride style is. Congrats on your new vehicle!
Enhancing Your Experience
Grand Canyon University Partnership
1All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. For a 72 month term, the amount financed must equal or exceed $15,000. For an 84 month term, the amount financed must equal or exceed $25,000. Refinanced auto loans must be from another financial institution.
Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and term depend on credit history, type of product and our underwriting standards. For each loan request, Copper State CU will determine the LTV (Loan to Value) using MSRP for new vehicles and Kelley Blue Book retail for used vehicles.
1We will round up your debit card purchases (signature and PIN) to the nearest dollar and transfer the difference from your Lopes Checking to your Primary Savings account once each day in a single transfer (Round-Up Savings) we may cancel or modify the Round-Up Savings feature at any time without prior notice. We will aggregate the rounded up amount accumulated each day and post to your Lopes checking account at the end of the business day. A single transfer will be made to the primary member's Primary Savings account at the end of the business day. If on a business day you do not have sufficient funds in your checking account, or if any transaction has overdrawn your checking account, we will not round up purchases posted on that business day and we will cancel the Round-Up Savings transfer for that day. If your debit card purchase is subsequently canceled or reversed, the corresponding Round-Up Savings transfer will remain in the savings account. Round-Up Savings is only available on the debit card linked to your Lopes checking account. You understand this feature will cause all non-even debit card transactions (signature and PIN) made by you or a joint owner of your Lopes checking account to round up to the nearest dollar and transfer the difference from your Lopes checking account to your Primary Savings account. Should you have questions regarding or choose to cancel the Round-Up Savings feature, please notify us at any time.