Free Checking with Debit Card Bonuses!

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Free Lopes Checking Account

We're proud to offer a FREE checking account just for the Lopes family. Full of features and benefits, you'll love this checking account. 

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No monthly fee.
No monthly fee and no minimum account balance requirements for Lopes.
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Access 55,000+ ATMs
Access surcharge-free ATMs nationwide through the Allpoint Network of ATMs.
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Free Round-Up Savings1
Round up your debit card purchases and deposit the difference to savings.
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Free app with features.
Our free app includes Zelle, Bill Pay and Remote Deposit Capture for easy money management.
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Forever Lopes family.
With every qualified swipe of your Lopes debit card, we will donate to the GCU Students Inspiring Students Scholarship Fund.
Free Lopes Checking Account Details

Packed full of features and benefits.

A truly free checking account meant just for your college lifestyle. There is no monthly fee and no minimum balance requirements. You'll be able to swipe and share your GCU pride with a free MasterCard® debit card featuring Thunder the Antelope and with every swipe, we'll donate to the Students Inspiring Students Scholarship Fund.

You'll benefit from unlimited access to any of our surcharge-free ATMs nationwide and you'll be able to manage your money 24/7/365 through online banking and our free mobile banking app.

Use your Lopes debit card with Apple Pay, Samsung Pay, and Google Pay, whichever is your preferred digital payment choice.

Round-Up Savings2: We know saving money can be difficult, in college it can feel impossible. That's why we've outfitted the Lopes Checking Account with the Round-Up Savings option. This feature will round up your purchases to the nearest dollar and have the money automatically deposited into your savings account. A little change can go a long way over time!


1We will round up your debit card purchases (signature and PIN) to the nearest dollar and transfer the difference from your Lopes Checking to your Primary Savings account once each day in a single transfer (Round-Up Savings) we may cancel or modify the Round-Up Savings feature at any time without prior notice. We will aggregate the rounded up amount accumulated each day and post to your Lopes checking account at the end of the business day. A single transfer will be made to the primary member's Primary Savings account at the end of the business day. If on a business day you do not have sufficient funds in your checking account, or if any transaction has overdrawn your checking account, we will not round up purchases posted on that business day and we will cancel the Round-Up Savings transfer for that day. If your debit card purchase is subsequently canceled or reversed, the corresponding Round-Up Savings transfer will remain in the savings account. Round-Up Savings is only available on the debit card linked to your Lopes checking account. You understand this feature will cause all non-even debit card transactions (signature and PIN) made by you or a joint owner of your Lopes checking account to round up to the nearest dollar and transfer the difference from your Lopes checking account to your Primary Savings account. Should you have questions regarding or choose to cancel the Round-Up Savings feature, please notify us at any time.